Notes from Charlotte County, Florida

Short Sale - We Can Help!

Our short sale program may be able to get you out from under that mortgage, even if you owe more than the house is worth...

As you most likely have seen it in the news, the banking industry is in trouble. There are so many mortgage loans in default that some of the subprime lenders are going under. The fact is that all lenders are feeling the pain of increased loan defaults.

If you are behind on your payments and owe more than your house is worth, this troubling banking news could be good news for you. You may be able to sell your property for less than you owe if your lender will agree to take less than you owe them on the mortgage, something they are doing in record numbers.  The banking industry knows that in the end it will cost more to foreclose, fix up and sell your property than it would to simply agree to a discount. This process is called a short sale.

We DO NOT want to buy your home but rather we can help you arrange a short sale so that you can try to get your house sold before a foreclosure/default takes place. We do this by providing you with the critical information and professional representation you need to get the best possible solution from your lender.

Time is your enemy!

When facing foreclosure, time is of the essence. You MUST act fast to protect your rights. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Do not fall into this trap, the longer you wait the harder it is for us to help; just remember you needn’t face foreclosure alone.

For a no obligation consultation on how we can help you stop foreclosure and preserve your credit history by assisting you with a short sale, give us a call.

Curt Mellon – Professional Realtor

Curt Direct – (941) 626-3640

Mike Federau – Professional Realtor

Mike Direct – (941) 626-3569